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Financial/ Retirement/ Estate Planning Strategies/ Annuities

Welcome to our Web site, where you'll find a wealth of information in the form of newsletter articles, calculators, and research reports.

We hope your visit will help you understand the opportunities and potential rewards that are available when you take a proactive approach to your personal financial situation. We have created this Web site to help you gain a better understanding of the financial concepts behind insurance, investing*, retirement, estate planning strategies, and wealth preservation. Most importantly, we hope you see the value of working with skilled professionals to pursue your financial goals.

We're here to help educate you about the basic concepts of financial management; to help you learn more about who we are; and to give you fast, easy access to market performance data. We hope you take advantage of this resource and visit us often. Be sure to add our site to your list of "favorites" in your Internet browser. We frequently update our information, and we wouldn't want you to miss any developments in the area of personal finance.

*Eric McDowell  is a Registered Representative and Investment Adviser Representative of Equity Services, Inc.  Securities and investment advisory services are offered solely through registered representatives and investment adviser representatives of Equity Services, Inc., Member FINRA/SIPC,  Broker/Dealer and Registered Investment Adviser, One National Life Dr. Montpelier, VT  05604.  The Coup Agency and all other entities and individuals referenced are independent of Equity Services, Inc. unless otherwise noted.

As major tech companies, apps, and websites make passkeys their default security option, it’s likely you’ll be prompted to set them up to help secure your accounts.

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After age 65, retirees can use HSA funds for any purpose without incurring a penalty.

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Here are answers to some key questions about required minimum distributions.

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The One Big Beautiful Bill Act includes many provisions that affect higher education.

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How much will it cost to pay off a loan over its lifetime?

How Long Will It Take to Pay my Balance?

A balance sheet summarizes your assets and liabilities and reveals your net worth.

How Long Will Your Funds Last?

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Check the background of this financial professional on FINRA's BrokerCheck
Check the background of this financial professional on FINRA's BrokerCheck